Found that this company had been charging me for over a year. Do not recall establishing account or requesting any such service.
Quite certain that if I used their service it was under the impression that is was either free or a 1 time charge, not a recurring quarterly charge (which is why I missed the billing until now).
They did agree to refund a years worth of the premium paid and cancelled the account. Check your credit card statement every single month to avoid a charge like this for a service you never use.
Reason of review: Problems with payment.
Monetary Loss: $15.